How to Get Visitor Health Insurance for Qatar (Best Guide 2025)

Planning to visit Qatar in 2025? Whether you’re a tourist, a family visitor, or traveling for business, one thing is now mandatory for everyone: visitor health insurance.Prior to entering Qatar, all visitors are required to have current health coverage from an insurance provider certified by the Ministry of Public Health (MoPH), as per Law No. (22) of 2021.

Qatar’s Law No. 22 of 2021: Mandatory Health Insurance Requirement

Under Qatar’s Law No. 22 of 2021, every non-resident arriving in the country is required to carry a health insurance policy issued by a company that is licensed or approved by the Ministry of Public Health (MoPH).Enforced since February 2023, this law ensures that all visitors are protected in case of medical emergencies during their stay.

Key Highlights:

• Applies to all visitors regardless of nationality
• Must be valid throughout the visit duration
• Required for visa approval and border entry

Is Health Insurance Mandatory for Visitors to Qatar?

Visitors who do not possess valid health insurance from a licensed or MoPH-approved provider will be denied entry into Qatar.It must be purchased before applying for a visa or at least before arrival for those entering under visa-on-arrival or visa-exempt categories.

Why it matters:

• Ensures access to emergency medical services
• Avoids expensive out-of-pocket costs
• Speeds up immigration clearance

When Is Health Insurance Not Required?

Health insurance is not required in the following cases:

• Visitors staying less than 30 days on a visa-on-arrival or short-term visit.
  
• Transit passengers who do not exit the airport.
  
• Diplomats and official guests under government agreements.

Special categories such as:

• Non-Qatari wives of Qatari citizens.
  
• Children of Qatari women married to non-Qataris.
  
• Orphans or detainees sponsored by government institutions.

However, if a short-term visa is extended for more than 30 days, obtaining health insurance becomes compulsory.

Our Recommendation

Even if you’re exempt, it’s wise to get health insurance for peace of mind. The government-approved plans are affordable (around QAR 50/month) and cover emergencies, COVID-19, ambulance services, and urgent treatments. Having coverage can save you from high out-of-pocket costs in case of sudden illness or accidents. Always check the latest MOPH guidelines before your trip to stay compliant and protected.

Who Needs Visitor Health Insurance in Qatar?

Everyone entering Qatar who is not a citizen or resident must get insurance. This includes:

• Tourists (single/multiple entry)
• Family or friend visitors
• Business travelers
• Hayya Card holders
• Transit passengers staying beyond entry-exempt hours

If you’re a citizen of a Gulf Cooperation Council (GCC) country, you don’t need to buy mandatory health insurance to enter Qatar. The rule also doesn’t apply to Qatari citizens or residents. This requirement is only for non-residents visiting the country.

When Should You Purchase Visitor Health Insurance for Qatar?

Where to Buy Health Insurance for Qatar Visitors

A. Through Government Visa Portals

When applying for a visa through the Ministry of Interior (MOI) or Hayya portal, you will be directed to choose an approved insurance provider and pay the fee online.

B. Directly from Insurance Providers

You can also purchase policies directly through the websites of MoPH-approved companies such as:

• QLM Life & Medical Insurance
• Doha Insurance Group
• Qatar Islamic Insurance
• Damaan (Beema)
• Al Khaleej Takaful

🛡️ How to Get Health Insurance for Visiting Qatar

Qatar has made it simple and digital for visitors to obtain health insurance, whether they apply for a visit visa online or plan to enter with a visa-on-arrival. Below are the two main methods explained in a clean, updated style:

A. For Online Visit Visa Applicants

If you’re applying for a visit visa online (e.g., for family or tourism), here’s what to expect:

Start with the Metrash App or MOI Portal
Begin your visa application through the Metrash2 app or Ministry of Interior’s platform. During the process, you’ll be redirected to the official MOPH (Ministry of Public Health) health insurance portal.

Choose an Approved Insurance Provider
You’ll see a list of insurance companies authorized by the Qatari government. Simply select one and proceed to purchase a visitor insurance plan that fits your needs.

Issue of Insurance Policy
After payment and confirmation, your insurance certificate is instantly generated by the provider. Save or print this document—it’s your official proof of coverage.

Visa Approval Linked with Insurance
Once your health insurance is verified, the Ministry of Interior will finalize your visit visa issuance. No separate submission is needed—everything is digitally synced.

B. For Visa-On-Arrival Travelers

If you’re eligible for visa on arrival in Qatar, here’s how to get your health insurance:

Buy Insurance Before You Travel
Even if your visa is issued at the airport, your health insurance must be arranged before you land. Head to the MOPH website and pick a listed provider to complete the process.

Faster Entry, Fewer Delays
Having your health insurance ready before arrival means you’ll breeze through immigration, whether you’re arriving by air, land, or sea.

Print or Save Your Policy
After purchasing, make sure to download or print the policy certificate—you might be asked to show it at the border.

🧾 Tip from Experts

Don’t wait till the last minute. Buying the required insurance in advance not only avoids delays but also ensures you’re covered the moment you step into Qatar. It’s a small cost for a smoother, stress-free entry.

Attach this policy with your visa documents or keep a digital copy for border checks.

List of MOPH-Approved Health Insurance (Providers)

The popular health insurance providers listed on MOPH site are:

Ensure the company is listed on MoPH’s official portal before purchasing.

Accepted International Health Insurance companies in qatar and Eligibility Criteria

Qatar might recognize international health insurance policies provided that:

• It covers emergency and accident services
• The policy is in English or Arabic
• It is either approved by the Ministry of Public Health (MoPH) or subject to review upon entry.

Examples include:

• Allianz Travel
• AXA International
• Bupa Global

Visitor Health Insurance Policy Costs

The standard price for a basic health insurance plan for visitors is:

QAR 50 per 30 days (Approx. USD 13.75)

Includes:

• Emergency treatment
• Accidents and injuries
• COVID-19 treatment (as per regulations)

Excludes:

• Pre-existing conditions
• Dental/optical (unless upgraded)

Additional coverage is available at higher premiums.

Validity Period of Visitor Health Insurance

Visitor health insurance in Qatar is valid for 30 days and must cover your entire stay. If you intend to extend your visit, you’ll need to purchase a new 30-day policy before the current coverage expires to remain compliant.

Single-Entry vs. Multiple-Entry Visas: What It Means for Your Insurance

• Single-Entry Visa: You’ll need insurance that covers the full duration of your stay, aligned exactly with your visa’s validity period.
• Multiple-Entry Visa: You might be required to buy a new insurance policy for each visit, unless you choose a plan that specifically offers coverage for multiple entries over a set timeframe.

Coverage Under Visitor Health Insurance Policy

Here’s what the basic policy covers:

You may add maternity, dental, optical, and travel insurance options depending on the provider.

Can Tourists Receive Medical Care at Hamad Medical Corporation (HMC)?

Yes, tourists visiting Qatar can access emergency healthcare at Hamad Medical Corporation facilities. As long as you’re covered by a valid health insurance policy approved by Qatar’s Ministry of Public Health, you’re eligible to receive urgent treatment without having to pay upfront—up to certain coverage limits.

🔍 What Kind of Medical Help Is Provided?

At HMC, visitors are offered emergency services for health issues that require immediate attention. Here’s what is generally covered under the visitor health insurance scheme:

• 🆘 Urgent medical care for serious injuries or health emergencies – insured up to QAR 150,000.
  
• 🚑 Emergency ambulance transport and evacuation services – costs covered up to QAR 35,000.
• 🦠 COVID-19 care and quarantine-related costs – insured up to QAR 50,000.
  
•  Repatriation of mortal remains in the event of death – covered up to QAR 10,000.

💡 Can Visitors Get Regular Treatment Too?

Not quite. If you need non-emergency treatment—like a doctor consultation, dental care, or a check-up—you’ll usually have to pay out of pocket. However, if you have additional private health insurance, you may claim reimbursement later.

Some insurance companies have direct billing arrangements with HMC, which means you won’t need to pay in advance. It’s a good idea to check with your provider before seeking treatment.

❗ What If the Medical Bill Exceeds Insurance Limits?

If your medical costs go beyond the set limits (e.g., QAR 150,000 for emergencies), any additional charges must be covered by you or through your own extended insurance policy, if available.

Optional Add-ons and Extended Coverage Plans

Most companies offer premium plans with add-ons like:

• Dental and vision care
• Repatriation and evacuation
• Loss of luggage or travel delays
• Outpatient doctor visits

These are ideal for travelers with special health needs or long stays.

How to Renew or Extend Your Visitor Insurance

To extend your stay in Qatar:

• Visit the insurance provider’s website
• Select a new 30-day plan
• Pay the fee and download the certificate
• Use it to apply for a visa extension via MOI portal

Is Visitor Insurance Refundable If Visa is Rejected?

Some providers offer a full or partial refund if:

• Your visa application is rejected
• You cancel your trip before arrival

Always check the refund policy before buying. Refunds may require proof like visa rejection letter.

How to Check the Validity of Your Visitor Insurance Online

You can verify your policy using:

• The insurer’s online verification tool
• MoPH portal: www.moph.gov.qa
• Contacting customer support with passport or policy number

What Happens If You Don’t Have Health Insurance in Qatar?

Without insurance:

• Entry may be denied at immigration
• You must buy insurance on the spot (at higher cost)
• You’ll be liable for all medical bills if treated

No Waiting Periods, Copays, or Deductibles

One of the key benefits of Qatar’s visitor health insurance policy is that it comes with zero waiting periods, no copayments, and no deductibles. This means:

• Immediate Coverage: Your insurance becomes active as soon as your policy starts—there’s no delay before you can access benefits.
• No Copays: You don’t have to pay a portion of the medical bill out of pocket; the insurance covers eligible services in full within the policy limits.
• No Deductibles: You’re not required to pay any minimum amount before the insurance starts covering your expenses.

Tips for Choosing the Right Visitor Health Insurance Plan

• ✅ Choose only MoPH-approved insurers
• ✅ Make sure the coverage includes the full travel period
• ✅ Add extras if you have dental, vision, or chronic needs
• ✅ Read the fine print for claim limits and exclusions
• ✅ Save digital and printed copies for immigration

Common Mistakes to Avoid When Buying Visitor Insurance

• Buying from non-approved insurers
• Ignoring the 30-day validity limit
• Failing to extend coverage during visa renewal
• Assuming home country travel insurance is valid

🌐 Qatar’s Visitor Health Insurance: How It Stands Among Global Leaders

Qatar’s decision to make health insurance compulsory for all visitors sets it apart as a country that actively prioritizes traveler safety and public health. This move places it in the same league as many advanced nations, yet Qatar’s approach carries its own distinctive features. For instance, countries in the Schengen Zone (like Germany, France, and Italy) require visitors to show proof of health insurance when applying for a visa, but the choice of insurer is often left to the traveler.

In contrast, Qatar simplifies the process by offering a list of pre-approved insurance companies on the Ministry of Public Health’s portal, making it easier and more reliable for visitors to comply.

Looking at the UAE, visitor health insurance is typically bundled with visa applications or arranged through airlines and sponsors, but the process isn’t always as streamlined.

The United States, despite having one of the most advanced (yet costly) healthcare systems, does not require tourists to carry insurance at all—leaving many exposed to hefty medical bills if something goes wrong. Similarly, Australia and New Zealand recommend that visitors carry insurance, but it’s not legally required in all cases.

What makes Qatar stand out is its blend of affordability, regulation, and convenience. For as little as QAR 50, visitors can secure coverage that includes emergency care, ambulance services, and COVID-19 treatment—ensuring peace of mind from the moment they arrive.

By mandating insurance even for those arriving on visa-on-arrival, Qatar takes a proactive stance that benefits both travelers and the national healthcare system. It’s a thoughtful, forward-looking policy that few other nations implement with such clarity and control.

📞 Need Help? Contact MOPH Support for Visitor Health Insurance

If you have questions about visitor insurance, approved providers, or need help with your policy, the Ministry of Public Health (MOPH) in Qatar offers multiple ways to get in touch:

☎️ Phone Support

• From within Qatar: Dial 16000 and follow the prompt for health insurance assistance (press 1 when prompted).
  
• From outside Qatar: Call +974 4406 9963 to speak with a representative who can assist international visitors.
  

📧 Email Contacts

• For general questions or issues related to visitor health coverage, write to:
  ✉️ [email protected]
  
• If you’re inquiring about overseas medical treatment or referrals, use:
  ✉️ [email protected]
  

Conclusion

Getting health insurance for visitors to Qatar is not just a legal requirement—it’s a smart move to protect yourself from high medical costs. With a wide range of MoPH-approved providers and affordable plans starting at QAR 50, securing your coverage is simple and essential. Plan ahead, choose a trusted insurer, and travel to Qatar with peace of mind.

Disclaimer:

The information provided about Qatar’s visitor health insurance, including costs and coverage, is for general guidance only and may change over time. Please verify the latest details with the Ministry of Public Health (MoPH) or your insurance provider before making any travel or visa-related decisions.